Still seems so weird that I've come through 2020 and 2021 at least financially healthier than I started both years. Knock on wood for celebrating it out loud, but I hit a major milestone in paying off my credit card debt in Dec 2021 and just checked my Jan 2022 credit score and it jumped 30 points positively!
I realize that my income has been thankfully unaffected by everything going on (and actually got something of a lucky small raise because WFH had less payroll tax for me to pay), and my expenses went way down (some planned: I hit several time served milestones in my student debt; some unplanned: a bachelor's bad "eat out every day" habit curbed by caution, vacation plans canceled/delayed/procrastinated) and so of course I know I'm lucky to be where I am right now.
It's a real weird FEEL GREAT/feel SUPER guilty situation. Celebrating the small victories. Contemplating my fortunes (literally and figuratively), and don't want to rub it in, we've all had a weird couple decades and I'm not better than y'all, I know I'm just luckier and will feel guilty about that too.
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